Immobilier

Guerre des hypothèques: Investors offre un taux de 1,99%.

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Jim Flaherty doit se retourner dans sa tombe. La guerre des taux hypothécaires vient de gagner en intensité avec une offre des plus agressives du Groupe Investors.

L’institution financière, plus connue pour ses fonds communs de placement, fait trembler l’industrie du prêt hypothécaire avec une offre inédite au Canada: un prêt de trois ans à un taux variable qui se situe actuellement à 1,99 %.

Plus en détail, l’entreprise offre un prêt de 36 mois, fermé, à un taux variable de 101 points base sous le taux préférentiel. Celui-ci se situe actuellement à 3 %. Ainsi, le taux hypothécaire se retrouve sous la barre symbolique des 2 %, une première.

L’ARTICLE COMPLET  : http://www.lesaffaires.com

Russian Barocco XXI century

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rusbaroccoWhat’s “Russian Barocco”? Obviously it’s an architectural style and it has been pretty popular among modern Russian riches. They build real “palaces” made in a 19th century style. Hundreds of them built across the Russian river coasts. Meet one of them. Named as ‘The Pearl’ among its kind! The exterior should already hint at how unbelievable the interior might be…

FULL ARTICLE

 

Source : http://www.ba-bamail.com

Maison victorienne. Plateau-Mont-Royal (Montréal). VENDU.

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3657 Rue Aylmer, Le Plateau-Mont-Royal (Montréal), H2X 2C5

Maison victorienne rénovée avec le goût, située sur Le Plateau-Mont-Royal, près d’Université McGill et Parc du Mont-Royal. Grand salon avec foyer, salle à manger à l’aire ouvert avec le plafonds 10 pi, cuisine moderne. Spacieuse mezzanine et 4 chambres à coucher au 2-ème étage, 2 salles de bain. Belle cour arrière paysagée. Une occasion unique dans un cartier où les maisons abordables sont de plus en plus rares. Bon investissement, dont sa valeur augment rapidement. Ne tardez pas à faire votre offre!

Victorian house renovated with stile and taste, located on Plateau-Mont-Royal, near McGill University and Parc du Mont-Royal. Grand living room with fireplace open to dining room with 10 ft ceilings, modern kitchen on the first floor, mezzanine and 4 bedrooms on the 2nd floor, 2 bathrooms. Heating floor in the kitchen, new hardwood floor on the main level. Beautiful landscaped backyard. Unique opportunity in an area where affordable houses are becoming rarer. Good investment property, will gain in value quickly. Do not be late to make your offer!

What Google searches reveal about Canada’s housing market

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Want to know when the housing market will take off? Ask Google.

It looks like the number of times that Canadians search for the term “mortgages” in Google is a decent indicator of what home sales will do. And if that’s true, the spring might yet show a spike in the number of homes changing hands, followed by a levelling off.

We used Google trends to track how many Canadians had searched the term “mortgages” between March 2012 and March 2014. We then overlaid that with the number of existing homes that were changing hands in each month over that time frame. And voilà.

Google’s chief economist, Hal Varian, has said that, in hindsight, Google search terms shed light on the evolution of the U.S. subprime mortgage crisis. Searches in the United States for terms such as “property management,” “home insurance,” and “real estate agencies” were correlated to the number of new homes that were selling as foreclosures started to rise and median house prices dropped.

So, if the “mortgage” search is a good barometer for Canada, what does it predict? Searches for the term peaked on Thursday March 27, when they temporarily spiked, and levelled off shortly thereafter. That peak day, probably not coincidentally, was when Bank of Montreal announced that it was bringing back its 2.99 per cent five-year fixed mortgage rate (which prior to that had been 3.49 per cent).

Last year Bank of Montreal introduced the 2.99 five-year rate in the first week of March, triggering a small spike up in searches for “mortgages,” but one that remained well below the searches that took place last month. Indeed, the number of searches for mortgages in late March of this year hit a high that hadn’t been seen since March 2012.

Meanwhile, the number of homes that changed hands over the Multiple Listing Service last month was 30 per cent below the peak sales level reached in May 2012.

Source : The Globe And Mail

Condo à vendre / for sale. Ville-Marie (Montréal). Prix réduit – 429 000$

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3445 Rue Drummond, Ville-Marie (Montréal) H3G 1X9

Superbe appartement avec 2 chambres à coucher, complètement rénové en 2012, situé dans une bâtisse en béton au cœur du centre-ville. Terrasse sur le toit offrant une vue exceptionnelle sur Montréal, ascenseur, stationnements intérieur, salle d’exercices, piscine intérieur, portier 24 h pour plus d’agréments. A visiter! FICHE DESCRIPTIVE

Luxury apartment with 2 bedrooms, completely renovated in 2012, located in the heart of downtown. Interior trendy by its choice of materials and colors. Terrace rooftop with stunning views of Montreal, elevators, indoor parking, gym, indoor pool, 24-hour doorman for more amenities. LISTING